PRIVACY & CONDITIONS
We are committed to protecting your privacy. Our privacy policy
provides an overview of how we collect, use and disclose the personal
information of our clients. Personal Information means any
information about an identifiable individual. We recognize the importance of
privacy and the sensitivity of personal information received by us in the course
of our business. This policy has been developed with those obligations in mind.
Our Need for Personal Information
In order to be able to assist our clients, we need access to all
relevant facts and information that relate to the financial situation of our
clients. This information will necessarily include personal information about
our clients and about individuals other than our clients.
Consent
We do not, except where otherwise permitted by law, collect, use
or disclose personal information unless the client is aware of the purposes for
which the information will be used or disclosed, and has given his or her
consent to such use or disclosure.
Collection
Where practical, we endeavor to collect personal information
directly from the person to whom the information relates. When necessary, we
will collect personal information from other sources. We limit our collection of
personal information to include only what is necessary to assist our clients. In
the course of providing services to you we will be required, in certain
circumstances, to obtain information or assets from third parties, for example
credit checking organizations.
Use and Disclosure
We limit our use of personal information to those purposes which
have been disclosed to our clients, or for purposes which are otherwise
permitted by law. We use and disclose personal information in compliance with
all applicable federal and provincial privacy legislation.
Specifically, we use and disclose personal information in the following
circumstances:
- If we discuss an informal proposal with some or all of your creditors and
collection agencies, we may disclose certain personal and financial information
to your creditors and collection agencies. We will disclose to each creditor or
collection agency only as much information as is needed to perform our services.
- If you decide to enter into a formal proposal with the assistance of a
licensed Trustee, we will provide certain documents containing personal and
financial information to the Trustee. The Trustee will file this information
with the Office of the Superintendent of Bankruptcy, a federal government
agency, to initiate protection for you under the Bankruptcy and Insolvency Act
(the Act). It will be necessary to notify your creditors of
your legal status as a debtor under the provisions of the Act. They will also
have access to certain documents, including your Statement of Affairs.
- Your personal information may be shared among the InSync Financial Group of
Companies including but not limited to eCreditBuilder, Credence Financial
Services and CreditPoint Mortgage. This will always be done with your consent
Security of Personal Information
We recognize our obligation to protect the confidential
information of our clients. We recognize as well our obligation to protect the
personal information we have gathered about our clients and about other
individuals as part of providing our services. We have therefore made
arrangements to secure against the unauthorized access, collection, use,
disclosure, copying, modification, disposal or destruction of personal
information.
Accuracy and Access
When working with clients we highlight the importance of providing
us with accurate and complete information. Our clients can always access the
personal information they provide us in compliance with relevant privacy laws.
Retention
We retain your personal information as long as necessary to
provide the services that you require and in accordance with relevant
legislation.
On-line Privacy
By using our Website or related services, you consent to the
collection, use and disclosure of your personal information in accordance with
this Privacy Policy. In addition, to any information the consumer may provide
cookies may also be collected. "Cookies" are small text files offered to a
user's computer by web servers in order to keep track of the user's browser as a
website is navigated.
Contacting or Communicating with Us
If you have any questions with respect to our policies concerning
the handling of your personal information, or if you wish to request access to,
or correction of, your personal information under our care and control, please
contact our Privacy Officer at:
United Transfer.
Phone: 855 433-6696
Email : info@united-transfer.com
Attention: Privacy Officer
If you are dissatisfied with our handling of your personal information, we
invite you to contact our Privacy Officer in writing, setting out the reasons
for your concern.
Changes to this Privacy Policy
We reserve the right to modify this Privacy Policy at anytime
without notice. The Privacy Policy posted at any time or from time to time via
this website shall be deemed to be the Privacy Policy then in effect.
Last revised: Sep 01, 2022